Alayna Setter, Realtor - Realty One of New Mexico

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Alayna Setter, Realtor - Realty One of New Mexico

Alayna Setter, Realtor - Realty One of New Mexico REALTOR® specializing in the cities of Albuquerque and Rio Rancho, New Mexico. Living the Golden Rule!

Featured in Realtor Magazine and the book 'The Honest Real Estate Agent.' Cell: (505) 710-8690 R1 Office: (505) 883-9400 Alayna Setter is the Mom of three wonderful young men and two cute rescue dogs. She and her husband of 30 years, Erik, relocated to the Albuquerque area from Seattle in 2012. In the early ’90s, she was employed by Seattle Housing Authority, followed by a position with Seattle Ci

ty Council, and then as a successful online business owner for well over a decade. Her clients included EA Sports, Chevron/Texaco, Enterprise Rent-A-Car, the Knights of Columbus, and PriceWaterhouseCoopers LLP, among others. When Alayna and her family moved to New Mexico, she was immediately recruited by Keller Williams Realty in Albuquerque. In February 2016, she switched companies, moving to Realty One of New Mexico. Alayna specializes in the north Albuquerque neighborhoods, including the Northeast Heights, Ventana Ranch and Paradise Hills, and the neighboring city of Rio Rancho. She is a New Mexican by choice and truly loves the land and people here. She enjoys working with both sellers and buyers, and has earned both her Seller Representative Specialist (SRS) and Accredited Buyer’s Representative (ABR) designations. She’s been featured in Albuquerque the Magazine, Realtor Magazine, and the book, The Honest Real Estate Agent. As someone who has worked extensively with military families and is married to a veteran, helping VA loan eligible buyers is another specialty. A Personal Note From Alayna:

My philosophy is simple: I treat others the way I’d like to be treated. As a rule, I keep in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I believe that if you’re not left with an amazing experience, I haven’t done my job. I don’t measure success through achievements or awards, but through the satisfaction of my clients.

03/26/2025

What You Need To Know About Homeowner’s Insurance

When you’re planning to buy a home, it’s important to look beyond just your mortgage payment. You’ll also want to budget for your homeowner’s insurance policy. It gives you a lot of protection against the unexpected. And while it’s true those costs are rising, there are things you can do to try to get the best price possible.
What’s your biggest concern when it comes to budgeting for homeownership? Let’s talk through it and make sure you’re set up for success.

Call or text me at (505) 710-8690 for more info!

Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home.

03/25/2025

4 Things To Expect from the Spring Housing Market

Do you have questions about what the spring market means for you? Let’s connect and talk about how to craft your plan this season.
With more homes for sale, slowing price growth, and stabilizing mortgage rates, how will this impact your decision to buy or sell this spring?

Call or text me at (505) 710-8690 for more info!

Spring is in full swing, and the housing market is picking up along with it.

03/24/2025

Your Roadmap to Homeownership

Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Let’s connect so you have help every step along the way.

Call or text me at (505) 710-8690 for more info!

Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference.

03/23/2025

Did you take your house off the market late last year? If so, it’s time to reassess.
Buyer activity is already picking up heading into the peak homebuying season this spring. So, now’s the time to talk to your agent about putting it back on the market with a fresh strategy – better pricing, stronger marketing, and a plan that gets results.
What would you want to do differently this time around?

Call or text me at (505) 710-8690 for more info!

03/22/2025

Is buying a home part of your plan for this year? Here’s what to expect.
From getting pre-approved to house hunting, all the way to getting the keys, the homebuying process has a lot of moving parts – but you don’t have to figure it out alone. With the right agent and a trusted lender by your side, every step becomes easier.
What’s your biggest question about getting started? DM me, and let’s chat.

Call or text me at (505) 710-8690 for more info!

03/21/2025

Your Roadmap to Homeownership

There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started.

Call or text me at (505) 710-8690 for more info!

03/20/2025

Is It Time To Put Your House Back on the Market?

If your house didn’t sell last year, spring may be your second chance. With buyer activity rising, it’s the perfect time to talk to an agent about coming back into the market with a fresh strategy.
What do you want to do differently this time around? Talk to your agent to go over your options and make a plan.

Call or text me at (505) 710-8690 for more info!

If you took your house off the market in late 2024, you’re not the only one.

03/19/2025

Homeowner’s insurance isn’t just a box to check – it’s your safety net.
It protects your home, belongings, and even gives you liability coverage if someone gets hurt on your property.
But with insurance premiums on the rise, it’s important to shop around, compare quotes, and look for discounts where you can get them. Things like having a security system or bundling your home and auto insurance could help lower your costs.
Want to make sure you're budgeting for all the costs of homeownership? Let’s chat and break it down.

Call or text me at (505) 710-8690 for more info!

03/18/2025

Rising Inventory Means This Spring Could Be Your Moment

If you’ve been on the sidelines, waiting for the right time to buy, this spring could be the opening you’ve been hoping for.
Of course, every market is different, and working with a local expert can help you work through your options. If you want to talk about what’s happening in our area or get started on your home search, let’s connect.
How does today’s rising inventory impact your homebuying plans?

Call or text me at (505) 710-8690 for more info!

Want to know two reasons this spring might finally be your time to buy?

03/17/2025

Did you know? Pre-approval from a lender is one of the first steps you’ll want to take if you’re looking to buy a home.
That’s when a lender will tell you what you’ll be able to borrow for your home loan – and that information is really important to get before you even start looking at houses.
If you’re eager to start your home search, trust me, it’s worth it to get pre-approved first. Reach out to a lender to get that process started.

Call or text me at (505) 710-8690 for more info!

03/16/2025

Is the Housing Market Starting To Balance Out?

With inventory rising, the market may be starting to balance out – but it all depends on where you want to buy or sell.
Are you wondering if buyers or sellers have the upper hand in our area? Let’s connect so you can find out.

Call or text me at (505) 710-8690 for more info!

For years, sellers have had the upper hand in the housing market.

03/15/2025

What You Need To Know About Pre-Approval

Before you even start looking at homes, you should get pre-approved for your mortgage. It’ll give you clarity on what you can borrow and help you feel more confident in your ability to get a home loan. If you’re ready to get pre-approved, connect with a trusted lender to learn more.

Call or text me at (505) 710-8690 for more info!

03/14/2025

Do you know one of the biggest factors that determines whether homebuyers or sellers have more power during negotiations? It’s inventory.
And lately, the supply of homes for sale has grown. That means things are shifting from the intense seller’s market of the past few years to a slightly more balanced market today.
But this is going to vary a lot by area – it all depends on how many homes are for sale and how many buyers are looking in that local market.
Want to know who’s got the upper hand in our area? DM me and I’ll give you the scoop.

Call or text me at (505) 710-8690 for more info!

03/13/2025

Mortgage Rates Hit Lowest Point So Far This Year

Mortgage rates have dipped, giving buyers a bit more immediate breathing room. If you’ve been waiting for rates to ease before jumping in, this could be your window.
Would a lower monthly payment make buying a home feel more doable for you? Let’s break down the numbers and find out.

Call or text me at (505) 710-8690 for more info!

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market.

03/12/2025

Are you thinking about buying your first home? Chances are at least some of these questions have crossed your mind.
But here’s the thing — every first-time buyer has these thoughts. And the truth is, most of them aren’t even issues. With the right plan and the right pro to help you along the way, you can take control.
What’s your biggest fear about buying a home? Drop it in the comments and I’ll give you some perspective to ease that worry for you.

Call or text me at (505) 710-8690 for more info!

03/11/2025

Have you heard the news? Mortgage rates have been coming down for seven straight weeks now. And if you compare where they are now to where they were in mid-January, that makes a big difference to your monthly payment. It adds up to a savings of about $100 per month.
But rates are hard to predict, and they will change course as the economy shifts. The best advice anyone can give is this: if you’re ready to buy, there’s a window of opportunity right now.
What rate would make you feel comfortable moving? Drop it in the comments below.

Call or text me at (505) 710-8690 for more info!

03/10/2025

Would you walk away from $83K? Expert forecasts show home prices will keep rising through at least 2029.
So if you bought a $400K home today, that’s the estimated amount of wealth you stand to gain in 5 years. It’s also what you stand to lose if you wait.
The question isn’t if prices will go up - it’s whether you’ll be the one benefiting from them as they do. What’s your next move? DM me and let’s craft your plan.

# housingmarket

Call or text me at (505) 710-8690 for more info!

03/09/2025

Do You Know What Your House Is Really Worth?

Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think.
Nationally, prices are up nearly 60% since 2019. And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.
Do you want to know how much your home is worth in today’s market? Let’s connect. The number may surprise you.

Call or text me at (505) 710-8690 for more info!

Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think.

Address

4121 Wyoming Boulevard NE
Albuquerque, NM
87111

Website

http://www.abqburbs.com/

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Videos

Your Roadmap to Homeownership

Your Roadmap to Homeownership There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started. #homebuying #buyahome Call or text me at (505) 710-8690 for more info!

What You Need To Know About Pre-Approval

What You Need To Know About Pre-Approval Before you even start looking at homes, you should get pre-approved for your mortgage. It’ll give you clarity on what you can borrow and help you feel more confident in your ability to get a home loan. If you’re ready to get pre-approved, connect with a trusted lender to learn more. #mortgagepreapproval #homebuying Call or text me at (505) 710-8690 for more info!

Is It Better To Rent or Buy a Home Today?

Is It Better To Rent or Buy a Home Today? A study shows that 70% of prospective buyers fear the long-term consequences of renting, including rent rising and missing out on the equity homeowners gain through the years. #rentorbuy #homebuying Call or text me at (505) 710-8690 for more info!

Should I Update My House Before I Sell It?

Should I Update My House Before I Sell It? With more homes for sale and buyers being more selective, it's smart to make strategic updates now so your house stands out. But with only a month left before spring, you need to prioritize projects that’ll have an impact. Let’s connect so you know how to prioritize what’s really worth your time, money, and effort. #sellyourhouse #realestatetips Call or text me at (505) 710-8690 for more info!

Why Buying a Home Now Is Your Winning Play

Why Buying a Home Now Is Your Winning Play While you may think sitting on the sidelines until spring is a good move, buying this winter may be the better play. Moving now means less competition, more time to decide, and lower prices. Let’s connect so you can stay ahead of the game and outrun the competition. #homebuying #homebuyingtips Call or text me at (505) 710-8690 for more info!

Time in the Market Beats Trying To Time the Market

Time in the Market Beats Trying To Time the Market If you’re trying to decide whether to buy now or wait until mortgage rates come down, here’s something to think about. Let's say you buy a $400K house now. Based on home price projections, you could gain roughly $83K in equity over the next 5 years. So, if you're able to buy now, it'll be worth it in the long run. #homebuying #homeequity Call or text me at (505) 710-8690 for more info!

What To Do If Your House Didn’t Sell

What To Do If Your House Didn’t Sell Last year as many as 1 in 3 sellers took their house off the market because it hadn’t sold. If you were one of them, let’s connect to come up with a new strategy. #sellingahome #realestateadvice Call or text me at (505) 710-8690 for more info!

2025 Housing Market Forecasts

2025 Housing Market Forecasts The latest 2025 forecasts show mortgage rates are projected to come down slightly, prices are forecast to rise, and more homes will be available for sale. Want to know more about what this could mean for your plans this year? Let’s connect. #housingmarketforecasts Call or text me at (505) 710-8690 for more info!

How Mortgage Rates Affect Your Monthly Payment

How Mortgage Rates Affect Your Monthly Payment Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment. #mortgagerates #homebuying Call or text me at (505) 710-8690 for more info!

Get Ready To Buy a Home in 2025

Get Ready To Buy a Home in 2025 If buying a home is on your goal sheet this year, there are things you need to do now to make it happen. But above all else, connect with a trusted agent and lender so you have expert advice every step of the way. #homebuying #homebuyingtips Call or text me at (505) 710-8690 for more info!

Why More Sellers Are Hiring a Real Estate Agent

Why More Sellers Are Hiring a Real Estate Agent In today’s complex market, even more homeowners are realizing they need to use an agent when they sell. And that’s because selling without an agent means taking on the pricing, paperwork, and more by yourself. So, ask yourself: do you really want to take that on? Or do you want an expert to handle all the hard work for you? #sellmyhouse #realestateagent Call or text me at (505) 710-8690 for more info!

The Truth About Down Payments

The Truth About Down Payments There’s a common misconception that you have to put 20% down, but most homebuyers don’t have to do that. That means your goal may be more within reach than you realize. Connect with a trusted lender to find out more. #downpayment #homebuying Call or text me at (505) 710-8690 for more info!

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About Alayna

Living the Golden Rule! Alayna Setter is the Mom of three young men, ages 25, 20, and 15, a 7 year old shepherd mix rescue dog named Oswald, and a 3 year old rescue Chiweenie named Winky. She and her husband of 26 years, Erik, relocated to the Albuquerque area from Seattle in 2012.

In the early ’90s, she was employed by Seattle Housing Authority, followed by a position with Seattle City Council, and then as a successful online business owner for well over a decade. Her clients included EA Sports, Chevron/Texaco, Enterprise Rent-A-Car, the Knights of Columbus, and PriceWaterhouseCoopers LLP, among others. When Alayna and her family moved to New Mexico, she was immediately recruited by Keller Williams Realty in Albuquerque. In February 2016, she switched companies, moving to Realty One of New Mexico.

Alayna specializes in the north Albuquerque neighborhoods, including the Northeast Heights, Ventana Ranch and Paradise Hills, and the neighboring city of Rio Rancho. She is a New Mexican by choice and truly loves the land and people here.

She enjoys working with both sellers and buyers, and has earned both her Seller Representative Specialist (SRS) and Accredited Buyer’s Representative (ABR) designations. She’s been featured in Albuquerque the Magazine, Realtor Magazine, and the book, The Honest Real Estate Agent. As someone who has worked extensively with military families and is married to a veteran, helping VA loan eligible buyers is another specialty. A Personal Note From Alayna: My philosophy is simple: I treat others the way I’d like to be treated. As a rule, I keep in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I believe that if you’re not left with an amazing experience, I haven’t done my job. I don’t measure success through achievements or awards, but through the satisfaction of my clients. Want to see what my clients say about me? Check out my website’s testimonial page.